Toledo scored first on a 10 yard touchdown pass from quarterback Bruce Gradkowski to wide receiver John Allen. Reagan Schneider of UTEP kicked a 34 yard field goal at the end of the first quarter to make the lead 7-3. In the second quarter, Gradkowski threw a 33 yard touchdown pass to David Washington Jr. to make the lead 14-3 Toledo. With 5:46 in the half, quarterback Jordan Palmer found wide receiver Johnnie Lee Higgins for an 18 yard touchdown pass. The extra point made the score 14-10 Toledo.
With 2:56 left in the half, Schneider drilled a 23 yard field goal to cut the lead to 14-13. With 1:13 left, Gradkoski found Steve Odom for a 31 yard touchdown pass that extended the lead to 21-13. With only 10 seconds left in the half, Palmer threw an interception to David Thomas that was returned 37 yards for a Toledo touchdown. Toledo led 28-13 at the half. In the third quarter, Jason Robbins kicked a 29 yard field goal to give Toledo a 31-13 lead. Touchdown passes to Josh Powell and Chris Hopkins gave Toledo a 45-13 win.
In 2007, members of the Toledo football team were charged with participating in a point shaving scandal. Members of the football team were connected with Detroit-area gamblers and were paid to intentionally affect the final score so that certain point spreads were covered. The 2005 GMAC Bowl was mentioned as a game that was affected. 
In 2011, Toledo running back Quinton Broussard pleaded guilty in connection with the point scandal. In the plea, Broussard admitted to receiving $500 for intentionally losing a fumble in the first half, when Toledo held a small lead.